Especially for the Technologically Retards like ME .. Something that I can understand

YESsssssssssssss PLEASE ...

YESsssssssssssss PLEASE …

oooops

oooops

That surly shows what has happened to me :)

That surly shows what has happened to me :)

Now that's how to make best use ..

Now that’s how to make best use ..

ooops INDEED ...

ooops INDEED …

So does any of these pictures remind you all of something.. or like me of yourself :) he he he oooops

More next time :) If you have any share them with us all :)

Continuing from part one How to live and Die (1) – Sad post on what I think are some of the points that one needs to keep in mind to have a good Life and Die a peaceful death, the first point as I said is health.. as Health is Wealth..

The next point that is equally important is MONEY.. I don’t like beating around the bush and I am sure a lot of people will be shaking their heads but believe you me that I do think after Health the next most important is a healthy bank balance: OH Yes this is a must, and If you owe some money to someone then you need enough to pay off that debt and as soon as possible. We humans have this tendency that if we owe someone and even though we have enough money we try to keep it closer to us as much as possible and for as long as possible, I don’t know why we don’t just pay our debts off at the earliest.

I recently found this out, that I do owe money to someone, I hope I am able to pay it off as soon. Over the time I have also realised that expensive gifts taking-giving need to be stopped, because when relations go sour suddenly that money spent cuts into an already sour relation.

Anyway I am deviating from the point .. One needs to have a healthy bank balance enough to provide a few comforts, and most importantly One should have enough for fun time, small little things like going for movies, eating out, holidays etc etc. Holidays May not be luxury holidays but some that can release all that pressure that builds up, somewhere that relaxes you.. I have a perfect place where I get relaxed the most .. My Village house.. That’s one place where I feel happy even when everything around me is falling down. Although saying that I had not been there for so long, so this year when I spent 2 weeks it felt like heaven, I have made my self promise ME.. that I am going to spend at least ONE week each year at home, That definitely means I need that MONEY – a healthy bank balance to do just that, as coming to India is becoming more and more expensive each passing day.

Not having enough money to just have basic recreation is very demoralizing. I was talking to a friend on this , he mentioned that he has a mortgage and some credit card bills, But I would not advice anyone to Live on credit or borrow , as that is far worse , it is demeaning and lowers one in one’s own eyes, especially if you are unable to pay the installments.

Now that we are talking about Money PLEASE don’t lend money especially to friends, I know I am being horrible but it is truth, you lose friendship and the Money.

As I said we humans have this tendency that we like to hold on to that money for as long, even if we owe. If you ask your friend for the money back, you are suddenly not that good a friend, so friendship lost with that money too, I had just that experience one of my EX friends lost his job, as he ran into arrears with mortgage he was losing the house too , so he asked me if I could take a loan for 7k as his credit history was in jeopardy, and he was not getting a good rate from the bank, He wanted to pay off all his credit cards so the 400 to 600 pounds a month he was paying on minimum payment could be avoided, The installment for the loan came to 187 odd pounds which was much better than all that he was paying for cards. He promised that he would be paying the installment every month, I was the best friend then :) Other than the mortgage I have never taken a loan, so it was easy to get the loan.

First I had to ring him telling him to set a direct debit for each month so the payment came into my account and then the loan bank took it , that did not happen, First month the direct debit was not set, he put the money in my account Phewww, Next month again the same story but No Money third-fourth-fifth every month the same story, so Now I have given up, its been almost 13 months, haven’t seen a DIME come to me and I am paying the loan, I don’t even know what to do as I guess the friendship is gone , I don’t trust him any more. I earn pretty good but even I can’t afford paying 200/- odd each month for the next 5 years, the money I can use to pay off my debt or save it so I can do what I want to do like coming to india.

After Health — Money is the most important thing in life no matter what people say.. even the billionaires need the money..

The Next important fact after Health-Money is Having your own home, and by that I mean the one which you may buy yourself, I am strong believer that if you buy your own with your own hard-earned money you feel more Happy.I know in today’s economy it’s a big task to buy one’s own home and many many of us live in the house that we have got from our parents they probably from their’s, It is yours but it is not yours .. If you know what I mean.

Many people these days live on rent , Renting a place never gives you the comfort or security that you get because somewhere in the back of your mind it’s always something that you will have to vacate. BUT saying that these days especially in india No one vacates.. If you give your property on rent it seems you have done one of the worst things ever.. this brings added tensions to the owner.. I have burnt my fingers in that too. Use to have a Shop in Chandigarh the normal rent in the sector is at least 60 to 70000, but the gentleman who rented ours paid a measly 2200/- , yeah just 2200Rs. My father was a very soft man, the guy would come and cry how difficult the situation is and my dad would say ok next year we will increase , this carried on for 40+ years. So Last year I sold it off to a friends Uncle at 30% less than the market price, he has enough clout to throw this tenant out on the road, and then I got phone calls every day from him telling me he is ready to up the rent to whatever price I said, but too late for that.

I dont know why we have this mentality if we are having something good we over do it , this guy had all his business , everyone knew him and now when he would have had to set up his work at a different place , at a higher price he realises he was wrong, I remember 4 years ago when i had gone to india I had a chat with him and had told him that , he was wrong, He did the usual sob story and said can afford to increase the rent to 3000Rs. only , I just turned back and said leave it , he can have the 800rs. it will help his family more.. But serves him right.

I got so scared of this tenant business that , the house I had bought a year and half ago , we had given it on rent but now I have got it vacated and I plan to have it like that , we have a care taker who lives in it , the guy who worked our fields has a second wife :) , yeah I know :) .. and one kid, so the other family live in that taking care of the house , it helps both of us he doesn’t have to pay for rent , he was paying previously and we have someone looking after the house.

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No wonder the Banking crisis is having an effect on our Economy :) Punjab is surly showing the WAY ahead ..

Ps. They got most of the brands :)

Today is Friendship day, I am sure those who regularly visit me know that I become very nostalgic when it comes to friendship, by the grace of god I have made some very good friends all over. I am very proud of that. The following are my views on what I think about friendship, Let me take this opportunity Just want to say I love you all my friends and thanks for always being there .. and to all the new friends I have made here Online , Blogosphere. God bless you all

Internet has been a great tool, I have met so many people over it all over the world and I must say some of them have become very good friends, a few closer than family too.

Over this blog I met a few people some good, some OK, I wont say bad because I think , No one is bad they are good for someone if not you. Sometimes it makes me think that I am from a very old school, a school where patience, respect , love existed – nowadays I have seen it does not anymore..

Today we have become very unforgiving people. It may be an ethnic problem, or a community’s problem or a country’s, or in your relationships, with your wife, children, parents,Girl Friend, Friends, Acquaintances we get very very unforgiving and we hold that against them. Hold that Grudge for a long long time, We wear it as a badge which says ‘main tujhe kabhi maaf nahi karoonga’.

Everyone has a hidden agenda behind everything, It was not like this always people use to be so good, caring. The words they said meant something , people stood by there words.

Nowadays people are quick to make a relation, even quicker to spoil or break one. What they say is not what they mean. What would it take to go back to the good old days. I mean how can someone say oh we are friends then at next instant go behind your back , I mean what is friendship…

Dosti karo to Jam ke karo
Dushmani karo to woh bhi Jum ke karo
magar khyal itna rahe , ki fir agar Dosti ho
to Sharamindgi na ho….

I think this is where we have reached we have got so busy in our life that we have forgotten or forget what the effects of our actions will have on others, We have become so selfish, I ask god one thing always Please don’t make me so selfish, or careless, uncaring, heartless, Because I don’t know which action of mine might hurt someone, and to those who i have hurt , I am not sure how I will every be able to apologize to. I do hope that some day they can pardon me.

So

1. What is FRIENDSHIP/ FRIENDS ?.
2. Do we respect our FRIENDSHIP/ FRIENDS ?.

How do you show respect towards your friend, Or see if they respect you ?

Is SAYING That I RESPECT you same as SHOWING respect ?

To me a friend is who would stand by you, no matter what, right or wrong is something to think about after the need has got over.. A friend in need is a friend indeed that’s how we respect our friendship, Good friends stand by you Right or wrong.. That is not the criteria here at the moment.. The moment is that your friend needs you and You are there.. THAT TO ME IS FRIENDSHIP

I feel that you respect it when you can Tell them how you feel and ask them how they feel directly, rather than assuming… Respect is shown when you See the whole world walk out and a few Walk IN FOR YOU.

Do people actually mean they are friends when they say they are, or are just making fun of you. If they are then why do they do it. Would they feel the same if this happened with them, or have they become so heartless that it does not bother them anymore. How can they go to sleep soundly, well now I am being a fool because they don’t even know what hurt they have caused.

People are impulsive and say things that hurt other people, they walk over others especially people whom they say are friends. And in all this process they loose friends, I am a bit of a dumbo it takes a bit of time for me to understand people are trying to ignore me , so it gets difficult to loose me :). Loosing a acquaintance or friend over trivial reason, a reason which is non existence. All I would say is such people will one day realize what they lost, by then it will be too late.

Now I have been wondering maybe I was wrong.

Was it that when they first talked to me it was for the sake of it ?

Was it that when they laughed with me at first it was for formality sake ?

Why are they like that, Why are people so selfish. OR AM I TOO NAIVE.. and STUPID and SILLY still thinking of them. It really pains me cause for me a relation is a relation.

Sometimes I wish i had the Ego or Impulse to severe my contact with people. I do pray to god to make me like them as that is the way of the world it seems Now-a-days.

Also how easy it is to Forget these days but more on that maybe some other day :)

Anyway today being friendship day Let me wish Please god take care of all my friends, foes, anyone I know .. God bless all and everyone

Here is a little poem i wrote some time back, it is dedicated to everyone all who visit this blog , All who Think of me, All who Thought of me and All who at some stage were my friends :) God bless you all..

PS:- Thank you for all the lovely wishes in the last post, I am yet to reply to the comments Will do that ASAP. Thank you everyone.

July Photo A Day 2014 challenge :- Day 22 is here. I know I know I have missed Two again .. But I was so busy the last couple of days did not get a chance :)
The topic says i wore this!

Take a photo of something you wore today, or perhaps a day in the past.

This I wore on the 24th July 2014.. :) Any Guesses what it could be ..

24 July 2014

24 July 2014

24 July 2014

24 July 2014


Me - My Sister and Brother in law

Me – My Sister and Brother in law

And This one I wear usually on Monday morning .. It is a old old photo :)

WordLess Wednesday

CURLY

Posted: July 23, 2014 in Bikramism, challenge
Tags: , , ,

July Photo A Day 2014 challenge :- Day 19 is here.
The topic says curly… Hair, pasta, ribbon… what can you find that’s curly?

So Is that Moustache CURLY enough :)

These are old pics , I am growing them again so hopefully in a few weeks time they will be nice and curled again :)

IMG_2900

I look Drunk already

you could hang Lemons on those one’s

July Photo A Day 2014 challenge :- Day 18 is here.
The topic says Admire… What or who do you admire? Share a photo…

This is going to be one of those cheesy posts, There are a few people out there who I admire the most but I am what I am because of my parents and Family. The picture is of Three Men in my life and sadly all of them have passed away , My grand dad’s and My father ..

“Anyone can be a father, but it takes someone special to be a daddy.”
I had written a earlier post on My dad some time ago, that says it all why I admire him, Fathers Day (19th june).. My Dad

Grand Pa's

Grand Pa’s

My Father

My Father